Insurance Policy Information
By: Derek Capo
Next Step China provides all of its participiants the access to high quality International Travel and Medical Insurance throughout the duration of your trip to China. We include insurance for participants that purchase the Plus, Premium or Add-On with the purhcase of a Registration Only, Placement Only or Classes Only Package. Participants can also choose to purchase the insurance without having to purchase any other additional services from Next Step China.
Here are some key highlights of the insurance policy:
Covers 100% of visits to a public or private hospital in all over China as well as fees for doctors fees, specialists, Pharmaceutical and Abmulance Services.
Policy is for $1,000,000 USD
To see a very clear over of the benefits please visit the Insurance Coverage Benefits Table we have provided.
To view more specific about the policy please visit this page: Coverage Benefits Details as well as
Next Step China provides all of its customers a comprehensive Medical and Travel insurance policy by for Interglobal Insurance Company Ltd.
This policy provides cover for international students studying under the age of 64. The following information is as of July 1st 2009.
Please read this important document carefully, and make sure You understand it, and that it meets Your needs. We suggest You keep this policy in a safe place.
In accepting this insurance, the underwriters have relied on the information and statements that You or Your education provider has provided on the application form.
This policy is valid only when the premium has been paid, and a numbered Insurance Certificate has been issued.
The Policy is underwritten by InterGlobal Insurance Company Limited, which has an A.M. Best financial strength rating of B++ (Good) and is authorised and regulated in the United Kingdom by the Financial Services Authority. Interglobal will be pleased to provide further information on request.
A. M. Best’s Financial Strength Rating Syste
|More information can be obtained from www.ambest.com|
This Insurance Policy is governed by English Law. English Law will also apply prior to the conclusion of your contract of insurance. Your contract of insurance and all communications before and during your contract of insurance will be provided in English.
Who is Interglobal?
Interglobal was established in 1986 and is a provider of international health insurance cover, a plan administrator and a claims handler.
Interglobal Insurance believe in providing customers with a first-class level of service offering expert help and advice with the all-important personal touch. Interglobal Insurance not only has an extensive network of independent intermediaries but also years of providing technical expertise and market knowledge.
With Interglobal Insurance you will have complete peace of mind knowing that when accident or illness unexpectedly strikes we will be there to help.
Types of Cover
Next Step China has selected the coverage that is the most comprehensively available from Interglobal for you given our experience
Your Certificate of Insurance will show insured name/s, start and end dates of Your cover, the premium You have paid and any special terms which may apply to Your policy. The benefits payable and the limits that apply are detailed in each section of the Insurance that is operative. You should pay particular attention to the General Conditions and General Exclusions within the policy.
Commencement & Period of Cover
Cover commences for loss of deposits or cancellation on the date the premium is received by Interglobal Insurance or six months prior to the commencement date of Your insurance whichever is the later, provided the cover is authorised. Cover for all other sections commences when You depart Your Country of Origin, provided Your premium is paid in full and the date is the same as the commencement date on Your insurance certificate. Cover ceases when You depart Your Country of Study (with exception of the travel/transit insurance when applicable and temporary whilst at home cover) or the expiry date of Your policy which ever occurs first.
The issuing of a Interglobal Policy shall be at Our discretion. We may decline to offer cover regardless of whether cover has been previously offered.